Effective Date: 7th March, 2025
Introduction
Welcome to SpendTab. We are committed to protecting your privacy and ensuring that your personal information is handled in a secure and responsible manner. This Privacy Policy outlines the types of information we collect, how we use it, the measures we take to protect your data, and the rights you have regarding your personal information. By using SpendTab, you agree to the practices described in this policy.
Information We Collect
SpendTab collects personal information to provide a seamless and secure experience for our users. When you create an account, we collect your name, email address, and authentication details through Supabase. This information allows us to manage your account, verify your identity, and ensure that you can securely access our services. We do not collect sensitive financial data, such as bank account details, credit card numbers, or any linked financial account information. Payments for premium services and subscriptions are processed through Polar.sh, which securely handles payment transactions without storing your payment details on our servers. Additionally, we collect usage data through PostHog to understand how users interact with our platform. This helps us improve functionality, analyze engagement, and ensure an optimal user experience. Any communications you have with our support team, including emails and support tickets, may also be stored to enhance our customer service and address any issues effectively.
How We Use Your Information
The information collected is used to provide, improve, and maintain SpendTab. We use your personal details to facilitate account creation, manage subscriptions, and process transactions. Your email address may be used to send important service-related updates, security alerts, and notifications about changes to our platform. We analyze usage trends and behavior to enhance our services, fix technical issues, and introduce new features based on user needs. Our analytics data, collected via PostHog, helps us understand which features are most useful, allowing us to refine and optimize the platform accordingly. Customer service interactions, including support inquiries, are used to provide assistance, troubleshoot problems, and improve our user support processes.
Data Sharing and Disclosure
SpendTab does not sell, rent, or trade your personal information to third parties. However, we do work with third-party service providers who help us operate our platform effectively. Supabase handles user authentication, ensuring secure login and account management. Polar.sh processes payments securely, allowing users to subscribe to premium features without exposing their financial details. PostHog helps us analyze user engagement and track performance metrics. These third-party providers are contractually obligated to protect your information and use it only for the purposes specified by SpendTab. In certain circumstances, we may disclose your data if required by law, such as responding to legal requests, enforcing our policies, or protecting the rights and safety of our users and platform. If SpendTab undergoes a merger, acquisition, or other business transaction, your information may be transferred as part of that process, and we will notify you accordingly.
Data Security and Protection
We take the security of your personal information seriously and implement industry-standard measures to protect it. Our platform uses encryption, secure authentication, and access controls to safeguard your data. While we strive to ensure the security of all information on SpendTab, no online service can guarantee absolute security. Users are encouraged to use strong passwords and enable two-factor authentication where applicable to enhance their account security. If we detect any unauthorized access or security breach, we will take immediate action and notify affected users as required by applicable laws.
Your Rights and Choices
As a SpendTab user, you have control over your personal information and can manage your account settings at any time. You have the right to access, update, or delete your personal details by reaching out to our support team. If you no longer wish to receive promotional emails, you can opt out through your account settings or the unsubscribe link in our emails. However, we may still send you essential service-related communications, such as security alerts or changes to our terms. You may also request a copy of the data we store about you, and we will provide it in accordance with legal requirements.
Data Retention
We retain user data only for as long as necessary to provide our services, comply with legal obligations, and resolve disputes. If you choose to delete your account, your personal data will be removed from our active systems, except for any information required for legal or regulatory compliance. Backup copies of data may be retained for a limited period as part of our security measures before being permanently deleted.
Third-Party Links and External Services
SpendTab may contain links to third-party websites or services. These external sites operate independently and have their own privacy policies, which we do not control. We encourage users to review the privacy policies of any third-party services they interact with, as SpendTab is not responsible for their data practices or security measures.
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices, legal requirements, or service improvements. When significant updates are made, we will notify users via email or through an in-app announcement. Continued use of SpendTab after any updates to the policy constitutes acceptance of the revised terms.
Contact Information
If you have any questions, concerns, or requests related to this Privacy Policy, you can contact us at [email protected]. We are committed to addressing any inquiries and ensuring transparency regarding how we handle your data.